# Calm Wealth Journal

> A privacy-first Net Worth and FIRE tracker for iOS and Android. All financial data stays on your device - no cloud sync, no accounts, no tracking.

Calm Wealth Journal gathers your savings, current accounts, funds and pensions into one private Net Worth picture, in any of 30+ currencies auto-converted daily. Built for people just starting to track their wealth, who want a calm, low-effort alternative to bank-API aggregators, budgeting apps and ad-supported finance trackers. Includes a Financial Runway view, a two-minute weekly check-in ritual (no streaks, no guilt if you skip), and a built-in glossary of financial terms.

Core promise: every feature works offline, your data is encrypted on-device, and nothing leaves your phone unless you explicitly export it (standard CSV).

## Product

- [Home](https://calmwealthjournal.com/): Persona-driven product overview ("Start building your Net Worth - today."), the three-step starter, feature breakdown mapped to common pain points, real user testimonials, walkthrough video, and direct App Store / Google Play download links.
- [Pricing](https://calmwealthjournal.com/pricing): Free vs. Pro plans. Free includes 10 assets, 1 liability, Net Worth tracking, financial runway, weekly reminders, 30+ currencies, and offline mode. Pro adds unlimited assets and liabilities, CSV export, and early access to new features. Pro is available as monthly, annual (~20% off), or lifetime.
- [Download](https://calmwealthjournal.com/download): App Store and Google Play download links, system requirements, and key features.
- [Roadmap](https://calmwealthjournal.com/roadmap): What's currently being built (FIRE Calculator, CSV Export, top-voted feature), what's next (Debt Payoff Simulator, Milestone Celebrations, Monthly Closing Report), and the long-term vision (Annual Review Report, AI Snapshot Insights, FIRE Countdown Widget). Includes a list of already shipped features.

## Engagement

- [Newsletter](https://calmwealthjournal.com/newsletter): Email updates about new features and personal-finance writing.
- [Contact](https://calmwealthjournal.com/contact): Reach the developer for support, feedback, or feature requests.
- [Wealth Garden](https://calmwealthjournal.com/games/wealth-garden): An idle-clicker game that teaches investing concepts (compound growth, diversification) through a virtual garden.
- [Wealth Tycoon](https://calmwealthjournal.com/games/wealth-tycoon): A market-cycle simulation game covering stocks, real estate, and businesses, with unlockable visual themes.

## Legal

- [Privacy Policy](https://calmwealthjournal.com/privacy-policy): How the app and website handle data. The app stores everything locally on-device; the marketing site uses minimal analytics with consent.
- [Legal Disclaimer](https://calmwealthjournal.com/disclaimer): The app is a tracking tool, not financial advice.