Your entire net worth in one private number.

Track your savings, accounts, funds, and pensions in 30+ currencies — with no bank logins, on-device encryption, and a calm weekly ritual.

Encrypted on-device Cloud sync is opt-in 30+ currencies, auto rates CSV export anytime

Privacy mode dashboard showing net worth chart and Financial Runway

Tracking your wealth shouldn’t feel like this

Building your Net Worth should be a serene experience - not another thing to worry about. If any of these sound familiar, you’re in the right place.

I keep meaning to start

One day becomes one year. The first step always feels too big - so nothing changes.

My money is in four different places

Savings here, pension there, a current account somewhere else. No single number tells you how you’re really doing.

Budgeting apps make me feel watched

You don’t need an app that scolds you for every coffee. You need clarity - not surveillance.

Apps want my bank login

Most trackers demand bank API access and park your financial data in their cloud. That’s a hard no.

Different currencies make my totals fuzzy

Hold value in more than one currency and the real total quietly turns into guesswork.

I don’t know how long my money would last

If income stopped tomorrow, how many months are you actually covered? Most apps never answer that.

Start in 3 simple steps

No spreadsheets, no jargon. About ten minutes to set up, then two calm minutes a week.

Start your private journal

Add the accounts, savings, funds, and pensions that matter to you. No spreadsheets or bank logins.
Keep your data on your device

Your financial data stays encrypted locally. Cloud sync is optional, and no bank connection is required.
Add your first assets

Enter a few balances to get started. Setup takes about ten minutes, then weekly updates take two.

A calmer way to know your Wealth

One private app that turns scattered, anxious money tracking into a clear picture - and a few minutes of calm each week.

Everything in one private place

See your net worth, track monthly progress, and keep your balances together without exposing your financial life.

Dashboard showing your net worth and balances in one private place

Know your Financial Runway

See how many months your liquid assets can cover your life, with safety margins built in.

Financial Runway card showing months of coverage

Two minutes, once a week

Update today’s balances, see the change instantly, and move on. No budgets, no guilt, no noise.

Balances screen showing a quick weekly update and instant change feedback

A smart Timeline of your journey

Income, spending, savings, and payouts appear in one clean history so your wealth story finally makes sense.

Timeline screen showing income, spending, savings, and payouts

Don’t know what ETF or pension drawdown means? A built-in glossary explains the words as you go. And your data is yours - export it to CSV anytime.

Built for privacy. Shaped by early user feedback.

What early testers noticed about Calm Wealth Journal's approach — via VibeCodingList.

All data encrypted on-device

No cloud sync unless you enable it

No bank logins, ever

"It's a nice idea. Since it's a financial input, highlighting more about its security and privacy earns more trust for new visitors. I like that it's built with privacy at its core."

"Tried the app and here are my insights: overall one of the more privacy-aligned implementations I've reviewed. The privacy policy is solid and the app is well thought out."

"I like your concept. It feels like a financial tracker diary style. Overall, I still like it - the privacy-first approach really stands out."

Simple, Honest Pricing

Start free and upgrade when you're ready. No subscriptions hidden behind paywalls - just the tools you need to track your wealth, calmly.

Free

Everything you need to start tracking your wealth calmly and securely.

10 Assets, 1 Liability
Total Net Worth tracking
Financial Runway card
Weekly reminders
Basic Financial knowledge
Local backup: Export / Import
30+ currencies supported
Main display currency
Automatic exchange rate converter
Works offline

Get Started for Free

Feature	Free	Pro
Assets	Up to 10	Unlimited
Liabilities	1	Unlimited
Net worth tracking	✓	✓
Financial Runway	✓	✓
CSV export	—	✓
Advanced analytics	—	✓

See it in action

Watch a short walkthrough to get a feel for how calm wealth tracking works.

You just need to start one day. Today.

See your whole financial picture in one private place, then keep it current in two calm minutes a week.

Free to download - unlock unlimited assets and CSV export with Pro. See pricing.