"It's a nice idea. Since it's a financial input, highlighting more about its security and privacy earns more trust for new visitors. I like that it's built with privacy at its core."
Your entire net worth in one private number.
Track every asset and liability in one place — 30+ currencies, auto-converted daily. No bank logins. No budgeting. Just your true net worth, encrypted on your device.
Encrypted on-device
Cloud is opt-in
30+ currencies, auto rates
CSV export anytime
Tracking your wealth shouldn’t feel like this
Building your Net Worth should be a serene experience - not another thing to worry about. If any of these sound familiar, you’re in the right place.
I keep meaning to start
One day becomes one year. The first step always feels too big - so nothing changes.
My money is in four different places
Savings here, pension there, a current account somewhere else. No single number tells you how you’re really doing.
Budgeting apps make me feel watched
You don’t need an app that scolds you for every coffee. You need clarity - not surveillance.
Apps want my bank login
Most trackers demand bank API access and park your financial data in their cloud. That’s a hard no.
Different currencies make my totals fuzzy
Hold value in more than one currency and the real total quietly turns into guesswork.
I don’t know how long my money would last
If income stopped tomorrow, how many months are you actually covered? Most apps never answer that.
Start in 3 simple steps
No spreadsheets, no jargon. About ten minutes to set up - then two minutes a week.
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Add your assets
Your savings, current accounts, funds, pension - anything that holds value. In any of 30+ currencies.
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Check in once a week
Spend two calm minutes updating today’s balances. Miss a week? No reminders, no guilt.
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Watch your picture grow
One true Net Worth number, your Financial Runway, and a month-by-month chart that finally shows progress.
A calmer way to know your Wealth
One private app that turns scattered, anxious money tracking into a clear picture - and a few minutes of calm each week.
Everything in one private place
Savings, current accounts, funds, pension - even crypto if you have it. Encrypted on your device. Cloud sync is opt-in, never automatic.
Know your Financial Runway
Tell the app what you spend each month and it shows how many months you’re covered - your freedom, in one clear number.
Two minutes, once a week
Update today’s balances in a calm, focused screen. Miss a week? Nothing breaks - no streaks to lose, no shame messages.
See the Big Picture grow
One true Net Worth number, auto-converted from 30+ currencies at today’s rate, trending upward month after month.
A Smart Timeline of your journey
Major life events and milestones plotted against your wealth, so progress is always obvious - and quietly motivating.
Don’t know what ETF or pension drawdown means? A built-in glossary explains the words as you go. And your data is yours - export it to CSV anytime.
Built for privacy. Shaped by early user feedback.
What early testers noticed about Calm Wealth Journal's approach — via VibeCodingList.
All data encrypted on-device
No cloud sync unless you enable it
No bank logins, ever
"Tried the app and here are my insights: overall one of the more privacy-aligned implementations I've reviewed. The privacy policy is solid and the app is well thought out."
"I like your concept. It feels like a financial tracker diary style. Overall, I still like it - the privacy-first approach really stands out."
Simple, Honest Pricing
Start free and upgrade when you're ready. No subscriptions hidden behind paywalls - just the tools you need to track your wealth, calmly.
Free
Everything you need to start tracking your wealth calmly and securely.
- 10 Assets, 1 Liability
- Total Net Worth tracking
- Financial Runway card
- Weekly reminders
- Basic Financial knowledge
- Local backup: Export / Import
- 30+ currencies supported
- Main display currency
- Automatic exchange rate converter
- Works offline
Most Popular
Get Pro on App Store or Google Play
Pro
Unlock unlimited potential and advanced data exports for power users.
- Everything in Free, plus:
- Unlimited Assets
- Unlimited Liabilities
- CSV Data Export
- Advanced Analytics
Monthly €1.49 / month
Standard Annual €14.99 / year
Save ~20% Lifetime €29.99 once
Pay Once | Feature | Free | Pro |
|---|---|---|
| Assets | Up to 10 | Unlimited |
| Liabilities | 1 | Unlimited |
| Net worth tracking | ✓ | ✓ |
| Financial Runway | ✓ | ✓ |
| CSV export | — | ✓ |
| Advanced analytics | — | ✓ |
Reference prices shown in EUR. Final price is shown in your local currency at checkout — may vary by region.
See it in action
Watch a short walkthrough to get a feel for how calm wealth tracking works.
You just need to start one day. Today.
See your whole financial picture in one private app - and trade daily money anxiety for a calm weekly check-in.
Free to download - unlock unlimited assets and CSV export with Pro. See pricing.