Privacy Policy

On-Device Processing

All calculations, storage, and processing happen entirely on your device. Your portfolio data never leaves your phone or computer. There are no servers storing your financial information.

No Bank Connections

We deliberately chose manual entry over automated bank connections. This means no third-party services have access to your financial accounts. You maintain complete control.

1. Usage Analytics & Product Improvement

We use Google Firebase Analytics to understand how the application is used and to make data-driven decisions for future features. We apply a strict "Privacy-First" approach to analytics.

What we collect (The "Buckets" Approach):

To protect your financial privacy, the app performs local anonymization before sending any usage metrics. Instead of exact numbers, we only see broad, anonymous ranges ("buckets").

• Example: If you track 12 assets, our system sees a category like "10+ assets". It never knows the exact count.
• Example: We may track that a user utilizes "Multiple Currencies", but we never know which currencies or banks are involved.
• Feature Interest: We track interactions (e.g., clicking "Export CSV" or "Advanced FIRE Calculator") to prioritize which features to build next.

What we do NOT collect:

• ❌ No Financial Values: We never transmit your Net Worth, account balances, or transaction amounts.
• ❌ No Account Names: We never see the names of your banks or assets.
• ❌ No PII: No personally identifiable information (name, email, address).

Apple ATT: We do NOT use Apple's IDFA (Identifier for Advertisers). We do NOT track you across other companies' apps or websites.

2. Payment Information

We use RevenueCat to process subscriptions and in-app purchases.

• What we collect: Anonymous user ID to track subscription status.
• What we do NOT collect: Credit card numbers or billing details (these are handled securely by Apple App Store and Google Play Store).
• Purpose: To manage your premium subscription access.